G
Buckingham & Company Ltd, are award-winning Independent Financial
Advisors & Mortgage Brokers established in Ealing, West London,
UK, since 1973
THE
GOLDEN MORTGAGE SERVICE
We
have always taken a great pride in the mortgage service we offer
our customers. Since April 1998, we have been a voluntary member
of the new Mortgage Code, which sets standards of good mortgage
lending practice, incorporating safeguards for customers. We have
used this as an opportunity to enhance even further our level of
care, guidance and expertise.
Choice
of products - As a general rule, we offer
what we believe most customers require these days, e.g. we provide
information on the range of mortgage products in the market to enable
you to choose a mortgage. We believe that most borrowers do prefer
to be given a choice and invariably appreciate our guidance on comparing
the different lenders and products etc. Therefore offer this service
so that you can make an informed choice of which to take.
If,
however, you would like us to advise and recommend on a single product
or type of product, or if you simply wish us to give you information
on a single mortgage product only, please let us know.
Individual
guidance - The guidelines for the mortgage
code emphasises that it is not necessary for us to provide the same
information to all customers, as everyone's needs are different.
Depending on your financial knowledge and previous experience, aspects
of the information may already be understood by you, or the information
may already have been given to you by us during an earlier meeting
or conversation. We will therefore focus more precisely on what
detail and guidance is most appropriate for you.
Truly
independent service - We are not tied to any
lender nor any insurer or any other professional practice. This
means that we can offer you an exceptionally wide range of products
and services, without any bias. In addition, our membership of certain
organisations, our agency arrangements and our volume of business
levels, does give us access to certain exclusive and sometimes enhanced,
mortgage products.
We
regularly review the mortgage market - In
line with market conditions to enable appropriate advice and information
to be given. However, in certain circumstances, where a limited
range or a single product only is recommended (e.g. because of the
nature of your inquiry and/ or due to particular considerations)
we will explain to you the reasons for doing so.
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